Spanish real estate specialists
Working with Off Plan Spanish Property Agents
Buy Property in Spain
Spanish and UK mortgage products have altered recently due to the current economic conditions, lending criteria and loan to value rates have changed. Clients should no longer presume they fit the new lending criteria. Our advice to all our clients who are seriously considering purchasing a property in Spain and who need to raise finance is to speak to us first and get approval in principle before committing your time and money.
We are specialists in raising funds for Spanish homes and investment properties, we have access to all products and providers and we believe you should have the most up to date mortgage product information before you decide to deposit on a property.
We can help you decide the easiest and most cost affective way to raise the capitol you need, be it by
Equity release - raising finance on your existing property to pay for a deposit. We can source this at competitive prices via both UK and Spanish lenders.
Re-mortgage in Spain - although only available through some lenders it is possible to re-mortgage your property. Because of the legal process of securing a mortgage in Spain it is more difficult and costly to make any changes to your Spanish mortgage post completion.
Interest Only - For those looking for investment opportunities or low monthly payments, Spanish Banks can offer various packages, including interest only options.
Self Certification - Up to 60% loan to value on non-status mortgages are offered via Spanish Banks.
Whether you are funding a new build project, a resale property, a house to refurbish, or purchasing a plot of land, Contact us today for a free no obligation private consultation.
